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EFFECTIVE January 1, 2022

This privacy policy (the “Privacy Policy”) explains the collection, use, and disclosure practices of the websites, mobile applications, and other online and offline products and services, including our senior’s market referral services (collectively, the “Services”) owned and operated by The Senior Team, In., and Your Senior Team, (“TST or “YST,” “we,” “us,” or “our”). To be clear,, this Privacy Policy describes how information is collected and used when you access and use our websites, including but not limited to www.yourseniorteam.com for senior living; senior real estate; elder law, insurance, VA Benefits, investment, finance, and lenders, and estate sales, relocators, packers, and movers (individually and collectively, the “Site” or “Sites or Marketplace”). Please be advised that the practices described in this Privacy Policy also apply to information you submit to us offline and personal information (as defined below) that we may collect from third parties.

CONSENT Privacy Policy.

By using our Sites or submitting information to us, you acknowledge and understand the terms of our Privacy Policy. of our Privacy Policy. By providing us with your telephone number on our Sites or in a form, the telephone number, you agree to be contacted by TST, YST, and the senior services and products providers that have contracted with us to be part of the referral information service program about the Services that we provide you (together, the “Participating Businesses”) to explore options relating to our Services and the products and services they provide. When requesting contact information from any of them, it constitutes your willingness to convey your information to them to be contacted by email, telephone call, or text message at the telephone number you provided using automatic systems, even if you previously registered on a Do Not Call registry. Consent is not a condition of any purchase.

COLLECTION & USE OF YOUR PERSONAL INFORMATION

As used in this Privacy Policy, “Personal Information” means any information that identifies, relates to, describes, is reasonably capable of being associated with, well can be linked, directly or indirectly, with an individual or household, or as otherwise defined under applicable law. We collect Personal Information from four primary sources: directly from users or customers, automatically from the use of our Services, from affiliated and unaffiliated third parties, and by using information we collect to derive new Personal Information. The types of Personal Information we collect about you depend on your inputs and interactions with the websites and us and are described in more details below. Information We Collect Directly from You. We collect information directly from you in a variety of ways. Any information you provide to us is voluntary, but please note that some information may be necessary to provide you with our Services. You may also provide Personal Information about another person for whom you may seek senior products and services (“Vendor”). The categories of Personal Information we collect directly from you include:

Identifiers, such as your first name, last name, phone number, email address, and mailing address;
Categories of personal information described in subdivision (e) of Section 1798.80 of the California Civil Code, such as name, physical characteristics or description, address, telephone number and other information as related to the products and services of interest;
Characteristics of protected classifications under state or federal law, such as age, sex/gender, marital or surrogate status, medical condition, disability information, and other information used to determine better products and services for you or anyone you’re representing;
Information you provide on our Sites to request Products and Services for yourself or another person, for example, your username, password, location, zip/postal code, mailing address, fax number, and email address;
Financial information, including the Resident’s budget for senior product and service options and whether the Resident receives Medicare or Medicaid;
Commercial information, including records and status updates about your move-in status with referred Participating Communities and or types of services you’re interested in receiving; Feedback you provide to us about our Services, including in response to surveys or through our customer service centers and For Users, their gender; household income, budget; senior care and business needs, including health information, medical conditions; veteran status, investment requests, real estate, relocation, estate sale, as well as other information you may provide voluntarily, such as marital status, religion, or ethnicity. Information Automatically Collected from Your Use of the Sites. We may automatically collect information about you from your use of our Services, including by using website analytics tools or other technologies, like cookies and web beacons (described in more detail below). The categories and types of information we collect automatically from your use of the Services include:
Identifiers, such as your IP address and unique device identifiers;
Internet or other electronic network activity information, such as the type of browser you use, app version, access dates and times, pages viewed, and the page you visited before navigating to our Sites;
Geolocation data, such as the country from which you access our Sites;
Other information that relates to or is capable of being associated with you, such as information about the computer or mobile device you use to access our Services, including the hardware model, operating system and version, and mobile network information. Cookies. Cookies are small text files stored on your computer when visiting certain online pages record your preferences. We use cookies to track your use of our Sites and other Services. We may also use cookies to monitor traffic, improve the Sites, make the Sites more accessible and relevant for your use and improve the performance of our advertising on other websites. You can opt-out of accepting cookies by adjusting your browser settings not to accept cookies or to notify you when you are sent a cookie. However, specific Sites or other services features may not work if you delete or disable cookies. Web Beacons. Some pages of our Sites and our e-mails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit us, for example, to count users who have visited those pages or opened an email, and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity). Email and dashboard notifications using radio buttons and click-buttons offer information to determine your status and place in the service processes.

INFORMATION WE COLLECT FROM OTHER SOURCES We may collect information about you from other sources. For example, we may collect information about you from:

Surrogates (if you are not the user/client) or a person who contacts us seeking Services for a User or senior;
From Participating Vendors/businesses;
Third-party social media services, such as LinkedIn, Facebook, Twitter, and Instagram, that you use to interact with our Services (e.g., to provide feedback on our Services) or that allow you to Share information (e.g., via plugins, widgets, or other tools); and Unaffiliated parties, such as our service providers, analytics companies, advertising networks, affiliates, and other third parties that provide products and services with information to understand users better and provide you with information that may interest you.

INFORMATION WE INFER

We may derive information or draw inferences about you based on the other information we collect about you. For example, we may infer your location from our collection of your IP address or types of products and services you might need based on the preceding products and services you select.

USE OF YOUR INFORMATION For each category of Personal Information we collect about you (whether directly or automatically), we use such type of Personal Information for the business and commercial purposes set forth below:

To provide you the Services and otherwise complete the transactions and referrals you request, perform our contractual obligations, and as otherwise anticipated within the context of our ongoing business relationship;
Create and manage your online accounts;
Communicate with you, including by telephone, text, email, dashboard notifications, and chat, regarding your use of the Services;
Respond to your requests and any other communications from you, including to provide customer service;
Send advertising or marketing communications about products, services, offers, promotions, rewards and events offered by us and or vendors, and provide news and information that we believe may be of interest to you;
Offer and administer surveys, cash vouchers, gifts, contests, prize draws, sweepstakes, and other promotions;
Conduct internal research and development;
Analyze your engagement with YST and Participating Businesses and your use of our Services to better understand your interests and behaviors and customize your experience;
Detect security incidents and protect against malicious, deceptive, or illegal activity, including fraudulent transactions, error, negligence, and breach of contract, and to protect against harm to the rights, property, or safety of YST and our users, customers, employees, or the public;
Debug, identify, and repair errors that impair the functionality of our Services;
Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with our business;
Comply with our legal obligations, including our tax obligations and those related to the prevention of fraud and money laundering, and those required for you to benefit from rights recognized by law or any regulatory requirements or provisions; and With our legal, financial, insurance, and other advisors in connection with the kinds of transactions described above or in connection with the management of all or part of TST’s business or operations.

DISCLOSURE OF PERSONAL INFORMATION

We will share your Personal Information as follows:

To Participating businesses and communities. We may share Personal Information with Participating. Businesses and communities to provide you with the Services you’ve requested. The Participating Businesses and communities may contact you directly, including by email, telephone, regular mail, or in-person visits, any time you request to get their contact information.

To People Acting on Your Behalf. We may share Personal Information with the person who referred you as a customer or client or to another person acting on your behalf. To Our Participating Businesses and Service Providers. We may share Personal Information with one or more service providers we have contracted to provide services to us or offer the Services you have requested from YST and its websites.

To Affiliated Companies. We may share your Personal Information with our parent company, subsidiaries, joint ventures, or other companies under common control with us. For Our Internal Analyses and Operations. We may share Personal Information with third-party vendors for our own internal statistical, design, or operational purposes, such as estimating our audience size, measuring aggregate traffic patterns, and understanding demographic trends among our users. The use and disclosure of your Personal Information by these other parties is restricted to performance of such tasks and is subject to confidentiality.

For Legal and Other Compliance. We may share Personal Information when we believe it is appropriate for legal purposes, including to

(a) comply with the law;
(b) enforce or apply this Privacy Policy or our other policies or agreements;
(c) protect our or our users’ rights, property, or safety;
(d) protect our users from fraudulent, abusive, or unlawful use of our Site; or
(e) if we reasonably believe that an emergency involving immediate danger of death or serious physical injury to any person requires disclosure of communications or justifies disclosure of records without delay. As Part of Business Transfers. We may share Personal Information as part of any merger, acquisition, debt financing, sale of company assets, or other business transactions.

As Aggregated, Anonymized Information. We may share aggregated, anonymous, or de- identified information to our participating businesses, advertisers, business partners, and other third parties that cannot reasonably be used by those third parties to identify you. At your request. We may otherwise share Personal Information with your consent or at your direction.

LINKS TO THIRD PARTIES We may provide links to third-party websites from our Sites as a service to our users. Still, we have no ability to control, nor are we responsible for, the privacy and data collection, use, and disclosure practices of third-party websites. When you click on links that take you to external websites, you will be subject to their privacy policies and procedures, not ours. We encourage you to review and understand the privacy policies of such websites before providing them with any information. SECURITY We use reasonable security measures to store and protect your Personal Information while it is under our control. Please note, however, that no transmission of data over the Internet is 100% secure.

THIRD-PARTY ANALYTICS To learn more about interest-based ads or to opt out of having your web browsing information used for behavioral advertising purposes, please visit https://www.aboutads.info/choices. Your device may also include a feature (“Limit Ad Tracking” on iOS or “Opt-Out of Interest-Based Ads” or “Opt-Out of Ads Personalization” on Android) that allows you to opt out of having certain information collected through apps used for behavioral advertising purposes.

RECORDED TELEPHONE COMMUNICATIONS Telephone communications between You and TST may be recorded or monitored for quality control. You expressly consent to record these telephone communications by providing information to us CHILDREN Our Products and Services are designed for adults, not children under the age of 16. As such, we do not intend to collect Personal Information from children under the age of 16, and our Services are not designed for such information.

ADDITIONAL INFORMATION FOR CALIFORNIA CONSUMERS The California Consumer Privacy Act or “CCPA” (California Civil Code Section 1798.100 et seq.) requires us to disclose to California consumers the categories of Personal Information (as defined in the CCPA) we have collected in the preceding 12 months our business and commercial purposes for collecting, using, or selling such Personal Information, the categories of sources from which we collect Personal Information, whether we have disclosed or sold any Personal Information for business or commercial purposes in the preceding 12 months, the categories of Personal Information we have disclosed or sold for a business or commercial purpose in the initial 12 months, and the types of third parties with whom we share Personal Information. We have provided these disclosures in the prior sections of this policy. Additionally, in the preceding 12 months, we have disclosed the following categories of Personal Information for business purposes to the following types of recipients:

Category of Personal Information: Identifiers, such as your first name, last name, phone number, email address, and mailing address
Categories of Recipients: Cloud storage service providers, marketing service providers, data analytics providers, internet service providers, email service providers, customer communication service providers
- Category of Personal Information: Categories of personal information described in subdivision (e) of Section 1798.80 of the California Civil Code, such as name, physical characteristics or description, address, telephone number, medical or health, insurance, military, financial, real estate, and legal information.
Categories of Recipients: Cloud storage service providers, marketing service providers, data analytics providers, internet service providers, email service providers, customer communication service providers
Category of Personal Information: Internet or other electronic network activity information, such as the type of browser you use, app version, access dates and times, pages viewed, and the page you visited before navigating to our Sites
Category of Personal Information: Geolocation data, such as the country from which you access our Sites Categories of Recipients: Cloud storage service providers, marketing service providers, data analytics providers, internet service providers, email service providers, customer communication service providers
Category of Personal Information: Gender; household income; budget; senior care needs, including health information and medical conditions; and veteran and legal status, as well as other information you may choose to provide voluntarily, such as marital status, religion, or ethnicity Categories of Recipients: Cloud storage service providers, marketing service providers, data analytics providers, internet service providers, email service providers, customer communication service providers

The CCPA also requires us to communicate information about the rights California consumers must request access to their Personal Information, to request deletion of their Personal Information, to request additional details about our information practices, to request to opt out of the “sale” of them If applicable, personal information and not be discriminated against for exercising such rights. Your options regarding the Personal Information we collect about you are described below. You may designate an authorized agent to exercise these options on your behalf by providing your authorized agent with written permission to act on your behalf and by verifying your own identity with YST and TST. Alternatively, you may provide a power of attorney under Probate Code sections 4000 to 4465. We will verify your request by asking you to provide information about your interactions with us by confirming your email address and state of residence. Sometimes, we may need to collect additional information to verify your identity, such as a government-issued ID.

Access: As a California resident, you may request access to the Personal Information we collect, use, disclose, or sell and the specific pieces of Personal Information we have collected about you, subject to specified exceptions. You may also request additional details about our information practices, including the categories of the Personal Information we collect, the sources of collection, the categories of Personal Information we share for a business or commercial purpose, and the categories of third parties we share your information with. You may request access by calling TST at 855-680-2276 or by visiting the page: https://yourseniorteam.com/personal-information- request.html. You must provide your First and Last Name, email address, and phone number used with YST services for us to match you within our systems, as well as certify that you are a California resident.

Deletion: As a California resident, you may request that we delete the Personal Information we have collected from or about you. Please note that we may retain certain information as required or permitted by applicable law. You may request that we delete Personal Information about you by calling TST at 855-680-2276 or visiting the Personal Request Page : https://yourseniorteam.com/personal-information-request.html. You must provide your First and Last Name, email address, and phone number used with YST services to match you within our systems and certify that you are a California resident. If you request to delete your Certain of our products and services may no longer be available to you.

Personal Information We Disclose or Sell (as defined by the CCPA): California law requires that we provide transparency about Personal Information we “sell,” which, for purposes of the CCPA, broadly means instances in which YST has shared Personal Information with certain Participating Communities in exchange for valuable consideration. If, in the preceding 12 months, YST may have disclosed Personal Information to Participating Businesses to facilitate providing services to you, this disclosure may be considered a sale under California law. In the preceding 12 months, we have “sold” the following categories of personal information to the following categories of third parties:

Category of Personal Information: Identifiers, such as your first name, last name, phone number, email address, and mailing address
Categories of Third Parties: Participating Communities
Category of Personal Information: Information about the Services you are seeking for yourself or a User/Resident/Client
Categories of Third Parties: Participating Businesses for information about opting out of these “sales,”

please see the “Do Not Sell My Info” section below. We do not knowingly disclose or sell personal information of minors under 16 years old without affirmative authorization. Do Not Sell My Info: As described above, we may provide Personal Information to connect you with Participating Businesses to determine products and services you may be interested in for yourself or a client. We give you the option to opt out of such sharing at any time by following the “Do Not Sell My Personal Information” link. The link is also available on our Sites and mobile apps.

ADDITIONAL INFORMATION FOR CANADIAN CONSUMERS

You have the right to submit a complaint or to object to the collection and use of your information by TST/YST at any time. Upon written request, you may access or request the deletion of your Personal Information is in our possession, and we request a correction or update of any such information. Acknowledgment and Authorization: In making a request, you confirm that you are:

a. a designated professional; and
b. senior seeking business services for yourself; or
c. an individual authorized to act on behalf of seniors seeking business services and possess legal documents, such as a Power of Attorney or Guardianship, or hold other proof of being the substitute decision-maker for seniors seeking living and care services.

You can exercise these rights by contacting TST/YST at: Email: privacy@yourseniorteam.com Toll Free855-680-2276 Mailing Address: YST Marketplace, Inc. 23235 8th Street Santa Clarita, CA 91321 SHARING OPT-OUT

As described above, we may provide Personal Information to connect you with Participating in Businesses to discuss services that you may be interested in for yourself or a Client, and or family member and or friend. We give you the option to opt out of such sharing at any time by following the “Do Not Sell My Personal Information” link. The link is also available on our Sites and mobile apps. OPT-OUT OF YST COMMUNICATIONS At any time, you may visit https://yourseniorteam.com/preference-center to adjust your communication preferences.

Promotional Communications: When you receive a newsletter or other promotional communications from us, you may indicate a preference to stop receiving further newsletters and other promotional communications by visiting https://yourseniorteam.com/preference-center Mobile Push Notifications/Alerts: With your consent, we may send promotional and non- promotional push notifications or alerts to your mobile device. You can deactivate such messages at any time by changing the notification settings on your mobile device. If you wish to opt out of communications with Participating Communities, you must contact them directly, as we do not control communications from Participating Businesses.

CHANGES IN THIS PRIVACY POLICY We may change this Privacy Policy from time to time. If we make changes, we will notify you by revising the date at the top of the policy, and, in some cases, we may provide you with additional notice (such as adding a statement to our homepage or sending you a notification). We encourage you to review the Privacy Policy whenever you access the Services or otherwise interact with us to stay informed about our information practices and the choices available to you. GOVERNING LAW TST owns and maintains the Sites in the United States. We attempt to comply with local data protection, privacy, and consumer rights laws to the extent they may apply to our services.

If you are uncertain whether this Privacy Policy conflicts with the applicable local privacy laws where you are located, you should not submit your Personal Information to the Sites.

QUESTIONS AND CONCERNS

If you have any questions about this Privacy Policy or our privacy practices, please contact us at info@yourseniorteam.com

Access & Services

Your access to data, services, resources, and benefits is free. We offer you information filtered by your requests, needs, and circumstances as provided.

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Keep Your Senior Team Lists, free initial consultations, Cash Vouchers, Gift Cards, and a private secured Dashboard to manage it all.

Terms & Conditions

Users are required to respect the data and to act in good faith when searching for services and products. Also to provide status updates, and maintain your progress from emails sent and notifications in Dashboard.

Fees & Payment

There is no fees for your use and access to tools and data to form Your Senior Team to support your needs as a senior.

Club & System Rules

Trust and honesty can be expected from the Members of Your Senior Team and all activity is expected to abide by the rules and ethics of business and consumer rights.

We believe that everyone should treat seniors as if they were your mother or father.

Privacy & Security

Your information, activity, interactions, and communications are viewed only by you, the relevant party to any transaction you initiate, and to whom it is intended.

Access & Services

Your access to data, services, resources, and benefits is free. We offer you information filtered by your requests, needs, and circumstances as provided.

Consumer Benefit

With your free access to search, the senior market by your profile gets you first-hand knowledge, qualified professionals, and executives with authority to advise and act on your behalf.

Keep Your Senior Team Lists, free initial consultations, Cash Vouchers, Gift Cards, and a private secured Dashboard to manage it all.

Terms & Conditions

Users are required to respect the data and to act in good faith when searching for services and products. Also to provide status updates, and maintain your progress from emails sent and notifications in Dashboard.

Fees & Payment

There is no fees for your use and access to tools and data to form Your Senior Team to support your needs as a senior.

Club & System Rules

Trust and honesty can be expected from the Members of Your Senior Team and all activity is expected to abide by the rules and ethics of business and consumer rights.

We believe that everyone should treat seniors as if they were your mother or father.

Privacy & Security

Your information, activity, interactions, and communications are viewed only by you, the relevant party to any transaction you initiate, and to whom it is intended.

Access & Services

Your access to data, services, resources, and benefits is free. We offer you information filtered by your requests, needs, and circumstances as provided.

Consumer Benefit

With your free access to search, the senior market by your profile gets you first-hand knowledge, qualified professionals, and executives with authority to advise and act on your behalf.

Keep Your Senior Team Lists, free initial consultations, Cash Vouchers, Gift Cards, and a private secured Dashboard to manage it all.

Terms & Conditions

Users are required to respect the data and to act in good faith when searching for services and products. Also to provide status updates, and maintain your progress from emails sent and notifications in Dashboard.

Fees & Payment

There is no fees for your use and access to tools and data to form Your Senior Team to support your needs as a senior.

Club & System Rules

Trust and honesty can be expected from the Members of Your Senior Team and all activity is expected to abide by the rules and ethics of business and consumer rights.

We believe that everyone should treat seniors as if they were your mother or father.

Privacy & Security

Your information, activity, interactions, and communications are viewed only by you, the relevant party to any transaction you initiate, and to whom it is intended.

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